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What should you do if you have been phished? Rule of thumb is to immediatly report phishing scams to the right authority to prevent others from being fooled!
Being phished can mean having your credit card information given away, banking accounts or your Ebay account given away. Furthermore a trojan could have been downloaded on your computer. Someone might even steal your personal information, make reservations, get passports, and commit crimes in your name, making a case of identity theft.
Depending on your case there are reaction patterns, which should be followed. The most important thing is to act immediately and report phishing to minimize the damage. If you hesitate you can become completely or partial liable for the damage done to you and others.
It doesn’t take long to be phished. On a bad day, tired in front of the computer with someone startling you by raising suspicion about your banking account withdrawals, it’s easy to click on that link telling you it’s all going to be fine! A phishing attack can be successful in 3 minutes or less.
“How can anyone be that stupid! This could never happen to me!” you might think while reading a phishing report. You are wrong!
There are new ways of cunning phishing attacks using high technology solutions Trojans entering your computer without you even thinking the word phish. Just by clicking the wrong place, or having the wrong email program can cause you to be exposed to a Trojan, which sleeps in your computer. When you go to your trusted bank, however, the trojan awakens and starts a keylogger spyware which registers your every move and makes screenprints for greater ease in “withdrawing your money right after”. So far these have only been seen in Brazil and Africa, but they are expected to hit Europe and North America shortly.
The first thing to do, if you have suspicion about a phishing attack or you know you have being phished, is to report phishing email to the proper authority. This depends on what kind of phishing has taken place. We have summed up some common phish reaction patterns below depending on what phishers may have done to you:
o Contact your bank and the major credit card bureaus; tell them about your suspicion. Close all bank accounts not administered by your self and keep an eye out for anything out of the ordinary.
o Contact your local police, passport office, Social Security Administration, Department of Motor Vehicles etc. to stop anyone from unauthorized use of your personal information.
o Report to the Internet Fraud Complaint Centre who fight to defeat internet fraud.
Government Anti-Fraud Agencies
Corporate Policies on Fraud
APACS
UK
Citibank
eBay
PayPal
Lloyds
NatWest
Bank
US
Bank
Wells
Fargo Bank